Travel can be unpredictable. To help ensure medical safety, our complimentary Medical Protection covers emergency medical situations during your trip. However, if you need to cancel before you depart or come home early, your expenses can be significant. To be financially protected against unpleasant surprises, we encourage all travelers to have a Comprehensive Travel Protection Plan. A reminder: your Protection Plan must be purchased within 21 days of initial payment to be covered for Pre-Existing Conditions or if you would like Cancel for Any Reason coverage (not available for NY and WA residents).
Here's a summary of different types of coverages. We're here to help you have a safe and enjoyable journey, so please don't hesitate to reach out if you have any questions or concerns!
Medical Protection Plan
(Included by Supera)
Coverages | Maximum Benefit Limits |
1. Emergency Medical | $50,000 (Secondary) |
2. Emergency Evacuation | $250,000 |
Comprehensive Protection Plan
(Additional charge for best balanced protection)
What Is Covered* | Maximum Benefit Limits |
1. Trip cancellation | 100% of trip cost and air tickets (max $30,000) |
2. Trip interruption | 150% of trip cost and air tickets (max $45,000) |
3. Trip delay | $2,000 (max $200/day) |
4. Missing connection | $1,000 |
5. Emergency medical | $50,000 (Additional secondary coverage) |
6. Medical evacuation | $500,000 (Additional secondary coverage) |
Comprehensive Plan Cost Pre-existing Conditions are covered if this plan is purchased within 21 days of the initial trip deposit.** |
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Trip Cost (US$) | Age of Traveler |
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0-39 | 40-59 | 60-64 |
65-69 | 70-74 | 75-79 | 80+ | |
$0-$2,000 | $73 | $90 | $116 | $134 | $169 | $240 | $320 |
$2,001-$3,000 | $116 | $151 | $201 | $237 | $300 | $377 | $572 |
$3,001-$4,000 |
$155 | $204 | $274 | $325 | $412 | $520 | $785 |
$4,001-$5,000 |
$205 | $273 | $369 | $442 | $559 | $708 | $1,066 |
$5,001-$6,000 | $240 | $323 | $441 | $529 | $672 | $853 | $1,290 |
$6,001-$7,000 |
$295 | $399 | $545 | $657 | $834 | $1,061 | $1,603 |
$7,001-$8,000 |
$329 | $447 | $612 | $739 | $938 | $1,196 | $1,805 |
$8,001-$10,000 | $440 | $600 | $822 | $998 | $1,264 | $1,618 | $2,445 |
$10,001-$15,000 | $574 | $786 | $1,082 | $1,318 | $1,670 | $2,142 | $3,234 |
$15,001-$20,000 | $809 | $1,113 | $1,537 | $1,882 | $2,385 | $3,064 | $4,621 |
$20,001-$30,000 | $1,167 | $1,612 | $2,233 | $2,741 | $3,475 | $4,472 | $6,739 |
For a complete listing of the benefits. limits, terms and conditions on the Comprehensive Protection Plan, please review your State specific Certificate/Policy of insurance during enrollment.
These plans are underwritten by Nationwide Mutual Insurance Company, Columbus, OH (CA COA #7032). In WA, coverage is underwritten by Nationwide Life Insurance Company, Columbus, Ohio and Nationwide Mutual Insurance Company, Columbus, Ohio. Applicable to Policy forms NSIGTC 2000, NSHTC 2000, SRTC 2000, or state equivalent. There are certain restrictions, exclusions and limitations that apply to all services and coverages. Plan benefits, limits and provisions may vary by state. NSM-0216AO (8/22/2022)
* Refer to the Certifficate of insurance for a list of covered reasons.
** Pre-Existing Condition
Cancel For Any Reason Protection Plan
(Additional charge for top tier)
Cancel for any reason is the highest level of travel protection. The included coverage is the same as the comprehensive plan above, but you will be covered for up to 70% of your trip costs for any reason, even if you change your mind. To qualify for CFAR coverage, your plan must be purchased within 21 days of making your initial deposit, and you must purchase coverage up to the full value of your trip cost.
Please see a summary of the plan costs below:
Comprehensive Plan + CFAR(Cancel for any reason) Cost Must be insured for FULL amount of trip cost. NY & WA Residents Not Eligible. |
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Trip Cost (US$) | Age of Traveler |
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0-39 | 40-59 | 60-64 |
65-69 | 70-74 | 75-79 | 80+ | |
$0-$2,000 | $121 | $150 | $193 | $222 | $279 | $348 | $529 |
$2,001-$3,000 | $192 | $250 | $332 | $392 | $497 | $625 | $947 |
$3,001-$4,000 |
$256 | $337 | $453 | $538 | $681 | $860 | $1,298 |
$4,001-$5,000 |
$339 | $452 | $611 | $732 | $925 | $1,172 | $1,763 |
$5,001-$6,000 |
$398 | $535 | $729 | $875 | $1,111 | $1,411 | $2,135 |
$6,001-$7,000 | $488 | $661 | $902 | $1,087 | $1,380 | $1,756 | $2,651 |
$7,001-$8,000 | $545 | $740 | $1,012 | $1,223 | $1,552 | $1,979 | $2986 |
$8,001-$10,000 |
$729 | $992 | $1,360 | $1,651 | $2091 | $2,677 | $4,044 |
$10,001-$15,000 | $950 | $1,300 | $1,789 | $2,181 | $2,763 | $3,544 | $5,350 |
$15,001-$20,000 | $1,338 | $1,841 | $2,544 | $3,113 | $3,945 | $5,070 | $7,646 |
$20,001-$30,000 | $1,931 | $2,668 | $3,695 | $4,535 | $5,749 | $7,398 | $11,149 |
Frequently Asked Questions (FAQ)
If you have any questions about insurance-related content, please click on the link below to refer to the frequently asked questions.